A private dentist kent professional should be able to help you keep your teeth looking and feeling great. If you were to get into any problems with how they looked or felt, you can use these tips to learn more. Whether you need a dentist now or not, it’s good to have one ready for regular cleanings and for when you’re having problems.
When you’re going to work with a dentist, they need to have a good price on their services. However, you can’t just pay them regularly for work to be done if you have a regular type of job because it gets to be expensive. You have to find people that are going to work with you on a dental plan. That way, you are capable of paying just a copay and not having to worry about all of the stuff that comes along with getting regular work done in the way of money.
Go and see if the dentist can make you comfortable even if you’re not usually someone that likes them. You need to get comfortable with going because a lot of the time you’re going to find there to be nothing to be worried about. It’s important that you deal with your anxieties, and if you can’t then you should find out if there is a way for you to get on some kind of medication to help. There are people that do have anxiety issues, and if you’re one of them it may be helpful to get meds and then go to the dentist to see if they help.
Do you want to make sure that you’re keeping things healthy? Even if you don’t notice a problem with your teeth right now, there still could be one that you need to take care of. For instance, there are small cavities that can form and if you take care of them early they aren’t going to be that bad to deal with. If you wait you could eventually lose the tooth and have to deal with an infection that will be painful and hard to deal with.
When getting work done on your teeth, they are going to give you instructions on how to deal with the healing process. If they tell you not to smoke after an extraction, for instance, then you need to not do so because you could harm yourself. A dry socket is a problem that could occur since you’re going to smoke and possibly pull the healing scab off of the area that was just worked on. If you’re not safe then you may have to go all the way back and get more expensive work done that is not something you want to have to do.
The right private dentist Kent pro is out there. You just have to be willing to research this and see what comes of it. The more work you put into finding someone, the better you know they’re going to treat you!
Tips To Sell Your Car Free
When you want to be sure that you are able to get rid of your vehicle on your own terms, there are a number of guidelines to keep in mind to help sell your car for free. These tips below will allow you to sell your vehicle for free and will let you take in more of the profit. Getting rid of a vehicle can be a bit difficult in this day and age depending on the avenues you go down. However, if you follow these tips below, you will have the help and service that you need in order to sell your vehicle.
#1: Be Sure That Your Car Is In Great Condition
In order to list your vehicle with no problems, you should first and foremost be sure that it is in great condition. The condition and quality of your vehicle will expedite the process of selling it and will make sure that you are able to get a great price for it. When your vehicle is in the best condition possible, you will be in the driver’s seat when trying to get rid of it on your own terms. When in doubt, touch base with an auto repair professional who can also provide you with the inspection to keep your mind at ease.
#2: Find A Number Of Sites That Allow You To List For Free
Thankfully, we live in the Internet and mobile age and there are a number of free sites and apps that you can use to list your vehicle. Be sure that you register for these sites and don’t be afraid to use more than one. The more sites that you post to, the more exposure you will get and the better opportunity you will have to sell your car for free.
#3: Park Your Vehicle In High Traffic Areas
You can always go the old-fashioned route and park your vehicle in high traffic areas. One way to go about this is to park in a shopping center or by a mall. This way, a great number of people will travel throughout the parking lot and use the contact information that you have posted on it. This gives people the chance to check the vehicle out in a pressure free situation and lets you receive phone calls or emails effortlessly.
So follow these tips and you will be able to sell your vehicle free and efficiently.
So what are you waiting for? This is what you need, touch base with some professionals who can assist you in this regard and look for some websites that will allow you to sell your vehicles. These listings will be exactly what you need in order to get some attention on your vehicle in order to find a car buyer who can look out for you. This will be excellent whether you are looking to find someone who can finance the vehicle or someone who can pay for it cash and traveling today. These tips will allow you to take your car selling experience to the next level.
Kids in the nursery might look peaceful and sleepy at some point, but you have to get them to that point first. These kids are full of energy and laughs, ready to have fun and also ready to be cantankerous if not occupied. You don’t want the crying to start, and you don’t want them messing with each other. You want an orderly nursery full of preschoolers who are enjoying the activities that you have planned.
Nursery rhymes are some of the best activities because you can get the kids having fun without having to be moving around all over the place. You know when you have a gang of preschoolers moving around, you’re going to be constantly watching them. Of course, you do want to keep them active, but there are some great nursery rhyme activities that they will enjoy.
Activities to do with nursery children can also include hand drawings, bean bag toss, animal charades and much more. Think about when you were that age and how you constantly invented your own games. If you find yourself using the same game ideas over and over again, try and get creative. The preschoolers are going to be much easier to please than you think.
One thing that you might be surprised about is that learning activities will be more popular with the preschoolers than you think, too. When it’s that time of the day when it’s easier to get their attention, try some learning activities, and hands-on arts and crafts are always popular as well. You can also put on videos or movies for them to watch and provide snacks. We used to do this for the elementary after school program that I ran when it was payment day and we were going to be busy taking payments from parents.
While that was an elementary after school program and not a nursery program for preschoolers, many of the same activities and ideas can be used. You can take all kinds of games and make them age appropriate for preschoolers. And when you want them to get tired and prepare for nap time, get them moving. Are you able to take them outside? If so, this opens up more possibilities as well.
Have you tried playing newspaper golf? There are all kinds of nifty little games. Remember, preschoolers are quite young and they need clear instructions. They likely haven’t heard of the game that you’re trying to play with them, and so each experience while be a new one. While this can sometimes try your patience and take quite a bit of time, that’s a good thing.
When you don’t have anything for the preschoolers to do, every minute can seem like an hour. Always plan more activities than you’re going to need, and you can carry over activities to the next day if you didn’t get to do them. Activities to do with nursery children can be repeated of course, so think about this when you’re drawing up your activities schedule.
Many people have heard the term enabling works in construction, but they may not know what this term actually means. They can assess that it is directly related to a construction project, but beyond that, it may not have an actual meaning. For those that do construction projects all the time, it is obvious that it refers to all of the preparatory work that goes into a construction project before begins. Let’s look at exactly what this entails, depending upon the project that is going to be started and completed, one that might be in your area.
Defining Enabling Works In The Construction Industry
Enabling works is actually referencing a long list of possible things that must be done prior to a construction project commencing. For example, if the construction site has an existing building on it, that building must be brought down, and this would be part of the enabling process. Likewise, there might be trees adjacent to the property that could be damaged, not only the branches, but the roots if trenches need to be dug for sewer lines or electrical cables. Tree protection must be provided prior to any work beginning, thus enabling workers to begin.
Most Common Enabling Works That Are Done
The most common enabling works that are typically performed on any job site include what is called site clearance. If you are going to a piece of property that has any type of existing structure, or if there is a significant amount of debris that needs to be removed or recycled, this has to be eliminated prior to the project beginning. Another essential enabling works project is the decontamination of the area itself. Professionals must be brought in to see if there are any buried contaminants, or even those on the surface level, that need to be addressed prior to putting a new structure where people will either be working or living. Finally, this can also pertain to the end of the project, right before the building is ready to be used. Access routes must be created, perimeter fencing, access ramps for the disabled, signage provisions to show people where they can go, and of course a provision of statutory utilities to the site must exist prior to the finalization of the project.
What Happens before Enabling Works?
In some cases, mobilization activities must occur before enabling can begin. This happens after a client has chosen a contractor to start working. Before the contractor can begin the project, preparatory activities such as arranging road closures, preparing method statements, and getting all of the subcontractors ready to go is all part of the process. You are in essence mobilizing everyone that is going to be working on the project, getting them ready for the work to begin, which is absolutely essential to staying on track for the start date, and and date, of the project itself.
Once everything is set up, including the mobilization of people that will be working on the project, and the enabling works in construction that can get it ready for the actual job, the final part of the process is basically starting everything so that the structure can be built right on schedule.
Owners of properties can safeguard their investments by going in for buildings insurance for landlords. This insurance covers the owner for any loss or damage to the property. Items that are kept on the property can also be included in this coverage.
Landlords are quite safe if any catastrophe that befalls their property from natural causes like hailstorms, windstorms and lightning. They can also obtain cover for theft, incidences of fire or damaged caused by smoke. Damage to property caused by any anti-social activity can also be covered. Homes are often vulnerable to floods due to defects in plumbing or other reasons, or short circuits in electricity systems. Any damage caused by these events can also be covered by buildings insurance for landlords. Landlord insurance can also cover damage to property posed by the wrong actions of people who have rented the property.
The items kept within a property can be covered by insurance that offers the cash value of any damaged goods and where the depreciated value of the item is reimbursed. If you require being compensated for the replacement value of the damaged item, premiums can be higher. Premiums on landlord insurance are paid quarterly, half yearly or annually depending on the policy and the cover required. Landlords owning many properties can get substantial discounts if all the policies are taken out by the same insurer for each of the properties.
Serious problems that arise for landlords who rent out a property comes from tenants defaulting on their payments. You can also get a separate insurance for landlord rent guarantee which can safeguard a landlord from the defaults. Each renter has to have a separate policy, and insurance companies may require vetting them before they provide the necessary cover. This insurance gives a landlord immediate protection when a tenant defaults on the rent payment. There are often a ceiling on values, and you can arrange for cover for six months or a year. Payment is made within a fortnight of the default, and some insurance policies will also offer to take on expenses for any legal action needed to evict the tenant. Premiums are the one off type and have to be paid for each tenancy agreement.
Landlords must decide on the insurance cover they want to take after taking all factors into account. It can always help if an exercise is undertaken, to determine costs and likely risks and benefits, and then decide on the insurance.
If you own an older home in Essex, changes are you might have experienced drainage problems. These problems are not easy to fix on your own. If you do not know what you are doing, you may cause more problems that what you originally began with. If you have problems with your drainage, you should contact an expert in drainage Essex area.
Drainage problems should be addressed when you first notice signs. These signs can be water that is pooling at the base of your house. If you do take care of this problem, it can cause major damage to your home over time. This is when you should call in an expert in drainage in order to evaluate the problem and recommend a solution.
Good drainage around your house is important because during rain storms, water needs to drain away from your home. If water is draining slowly, you may have something deep in your drainage system that is causing an obstruction. A professional who has experience in drainage has the right tools that will help him identify where the clog is. He will be able to clear that up so that water can drain freely once again.
Improper drainage can water to back into your home. This can cause more damage that will be more expensive to fix. It would have cost you less if you had consulted with a drainage expert early on when you first noticed signs of drainage problems.
When you want to find a reliable drainage expert, get recommendations from your friends, neighbors or colleagues. Ask them about the quality of service and whether they were happy with the results. Make an appointment with your top choices, and see which one makes the best impression on you. The lowest bidder is not always the best because you might not get the quality that you want. When the drainage expert is evaluating the problem, ask him questions. From your conversation, you can gauge his level of knowledge and experience.
Be sure to get a written estimate of any service that the company will provide. If you have any questions about
the service, have the drainage expert clarify those for you.
Poor drainage at your home can affect your exterior landscape. If water is not draining properly, it can pool and damage areas of your garden. If you want beautiful landscape around your house, you need proper drainage in order to protect the plants.
Poor drainage can also affect your sewage system. If your sewer ever backs up because of a clog, it cause major problems, including health hazards. This is why drainage problems should never be ignored. The earlier you take care of these problems, the better it is.
An expert in drainage Essex area is an important service provider. Keep his contact information handy so that if you ever have a drainage emergency, you will know exactly whom to call. He can prevent drainage problems from causing further damage.
It is estimated that close to 25% of the websites on the Internet run on WordPress. WordPress started as a simple blogging platform but over the years, it has turned into the most popular content management system in the world. Due to its huge popularity, there are a number of designers offering all types of WordPress web design services.
One of the main reasons for the popularity of WordPress is that is extremely user-friendly and anyone can maintain a website running on WordPress. While there are thousands of free as well as paid WordPress themes available today, it is important to have a unique looking website due to the sheer number of WordPress websites in existence today.
Thankfully, customizing your WordPress website is not that difficult but it is important that you choose the right designer to design your unique looking website. Here are a few tips to hire the services of the right web designer to create your website.
One of the most important things when it comes to the WordPress website is choosing the right theme. While there are a number of free themes available today, it is recommended to go with a paid theme. Paid themes are available at an affordable price and offer a large number of excellent features and fast support.
Even though WordPress is easy to modify, years of development has added thousands of lines to the code base which means that a number of things can go wrong with the website. Therefore, timely customer support is extremely important to ensure that there are no issues with the website.
When it comes to choosing the layout of the website, it is important that the layout is as per the current trends in the industry. For instance, people these days prefer a sleek and clean looking web page that offers all the needed information at a glance. So, it is recommended to stick with a sleek and clean look.
Clean looking web pages also load faster and help with SEO. Website loading speed is one of the factors used by search engines for ranking pages in search engines.
Overall, there are a number of options to choose from when it comes to WordPress web design. You should choose a designer who has a lot of experience in building WordPress websites and who has a reputation of finishing the projects well in time. Also, do not forget to check the reviews before you decide to hire the services of a web designer.
If you have to manage a fleet of vehicles, you know how difficult it can be to keep track of everything without a special system to help you automate some of these tasks. Each vehicle has a certain mileage, specific intervals between the regular maintenance checks and different requirements when it comes to replacing various parts.
Besides, if you want to know at any given time where your cars are, you may have a big problem unless you already have an army of phone operators to call your drivers and ask for their position. Such situations are quite frequent. For instance, if a client calls you and asks for a vehicle in a certain neighborhood, how could you know if there’s any of your vehicles in that area?
All the above issues and many others could be solved by using a good fleet vehicle tracking solution. This kind of software is able to communicate with all vehicles in the fleet and get their exact position at any given time, thanks to the high precision GPS module.
Besides, the management of your fleet is going to be much easier, as you are going to have access to all essential data, straight from your computer. Such fleet vehicle tracking software is usually customized to suit the needs of each specific business or industry. Adding new vehicles and removing the ones that no longer exist is extremely easy. The system generates a wide array of reports and analyses, so you can always assess your current situation in order to decide upon the next steps or the future development plans.
Tracking your vehicles can be very useful for checking on your drivers to see whether they report correctly their mileage and their position. This is how you can avoid losses due to dishonest employees. Besides, if a driver gets lost, you are going to know it and you are going to be able to give him directions for finding the shortest route to his destination.
This is modern fleet management and it would be a shame not to take advantage of this technology progress that makes so many wonderful applications possible without a huge investment of money and effort. Everything can be at your fingertips, so you can be very effective in your fleet management job. If you own the company, this is even better, as this system is a profit booster.
Do You Need A Business Coach?
Along these lines, you made the jump from being an employee to owning a business. Congrats, you’ve recently entered the positions of turning into a forthcoming entrepreneurial failure or a close term startup achievement.
Obviously, the inquiry turns out to be how would you stay alive as a newly discovered business proprietor? All things considered, being a subject master in a specific occupation is one thing, being a generalist for an industry (a hierarchical pioneer) is something else totally.
There comes a point where stagnation sets in. You can take yourself just so far without the assistance of others. Hey, it happens. Think of it as a major aspect of the startup lifecycle.
Enter the business coach. There isn’t whatever else that you get 100 percent devoted thoughtfulness regarding you. A business coach is some individual who assists you with moving from where you are to where you need to be, and does as such by exclusively concentrating on your objectives. So, why use a business coach like RBSS Business Consulting?
To conceptualize splendor. There’s a typical saying that goes, “no one is quick witted than every one of us.” as it were, the aggregate force of many is far better than the single force of one, which addresses the worth a coach gets conceptualizing new thoughts. Then again, doing as such is both a craftsmanship and a science.
Anyone can go online and discover conceptualizing programs for nothing with the objective to create virtuoso – that is the science part. The “craftsmanship” part, in any case, is exhuming individual qualities and convictions that you never knew existed and connecting them to your wishes and aims. In some cases it takes another point of view to see an existing association.
To ricochet thoughts. No place else do you discover someone singularly devoted to going about as your very own sounding board. A coach – well, a great coach – pushes out all contemplations from his or her own brain to be available and simply tune in. Doing as such permits the coach to ask effective inquiries that uncovers profoundly established values generally immovably planted.
The best part about this is the amount of judgment that the coach offers: zero. Dissimilar to the nearby talk plant in your neighborhood or office, it’s not a coach’s obligation to opine about your position, yet rather to suspend judgment in a manner that aides you toward your own particular objectives.
To be responsible. Is it safe to say that it isn’t weird that it is so natural to break the guarantees we make to ourselves, yet less so when we include other individuals? A coach serves as a responsibility accomplice who moves you to strategize and build up your objectives while adjusting your endeavors toward accomplishing them.
The key metric for accomplishment from coaching isn’t so much the cool specialized instruments you learn – those will get to be outdated in around year and a half. The benefit of coaching dwells in the mental devices the coachee discovers that help him or her explore toward achievement both inside and outside of the business world. That solves the question why use a business coach.
Each competitor and each top entertainer uses a coach to draw out their best. Why not you?
Find an After School Club Near Me
It can be difficult finding a balance between educating your child and providing recreation for them at the same time. As a working parent, you find it even more challenging because your work schedule leaves the children with additional time on their hands. So we will help you find an after school club or program that fits your child’s needs.
While children do not always desire to be in school or in an educational program longer than they already have to be, finding the right one can be something fun and beneficial. Many schools offer different programs right on site so you do not have to worry about transporting them from one location to another. While other times a school will have an off-site program that is nearby and provide transportation to it as well.
After school programs and clubs give your children something to do that is fun, and interesting to them while still educating them on something other than what they already are learning in school. Children can grow restless if they are not provided with enough stimulation and change in schedule. So finding more than one after school program might be beneficial for your child.
Many clubs and programs are centered around music and singing. This is a great idea because your child will not only learn to play an instrument, but really excel at it. Or really learn how to sing at their ability and gain confidence in doing so.
Another popular choice for after school is a sports program like baseball or football. This gives children not only physical exercise but also being outdoors is always good for your health. But there is also clubs like chess and math which really exercise the mind and can be a great way for a child to release frustration or anxiety in a controlled and quiet atmosphere.
For girls, there are clubs that can teach them how to save money on shopping, and cooking programs that will encourage them to learn new skills in the kitchen. There are clubs for girls and boys where they learn to raise money for good causes and are trained to be good role models and helpful in the community. These are qualities that any parent would be proud to see instilled in their children and if a program can aid you in that, then why not enroll your child now and start reaping the benefits.
When you wake up and start your morning breakfast routine tomorrow, give some thought to the people who transformed the way you prepare your food and drink before you head out to face the day.
Without these business people and the companies they were involved with we’d be preparing breakfast in a less-convenient way each morning.
Here are their accomplishments:
The Pop-Up Toaster
While other toasters received patents beforehand, Charles P. Strite invented his version – a pop-up one – in 1919. He applied for a patent that year and received it in October of 1921. In that same year, he started the Waters Genter Company to manufacture this new gadget. This toaster had springs put into it and a variable timer. In 1926, Waters Genter Co. marketed the first household toaster to brown bread on both sides at once. Marketed under the Toastmaster name, the heating element was set on a timer and automatically ejected the toast when done. Charles Strite’s Toastmaster pop-up toaster was now available for the public. The Edison Company later took over Waters Genter Co. The pop-up toaster exists today because of a man and a company that invested money and time to make it happen.
The Microwave Oven
Percy L. Spencer worked for the Raytheon Company and invented the High Efficiency Magnetron. The magnetron is the power tube that drives a radar set. He developed a simpler version of the magnetron suitable for mass production. He saw the benefit the magnetron could have in food cooking after he walked by the device one day in the Raytheon lab and noticed chocolate he had in his pocket melted. He tested un-popped popping corn kernels in front of the magnetron, and lo and behold, they popped.
This got Spencer and Raytheon thinking. He and the company
innovated, experimented, and while curiosity may kill the cat, it enlivened them to labor and come up with the first microwave oven. It took many years before a version suitable for home use became available. The first larger and heavier versions were for institutional cooking.
Percy L. Spencer eventually became Vice President and a member of the Board of Directors of Raytheon.
Automatic Drip-Brew Coffee Maker
Bunn-O-Matic Corporation introduced the very first automatic drip-brew coffeemaker, a commercial version for restaurants, and the like, in 1963. Prior to that food service businesses relied on percolators. This commercial model now seen in restaurants was the model X. It was Bunn’s first pourover coffee brewer. This coffeemaker was the basis for Bunn’s success as a company. George Bunn was its founder.
The first convenient and affordable automatic drip coffeemaker for home use was introduced by Mr. Coffee in 1972. This was a result of the efforts of North American Systems, Inc. founder Vincent Marotta, Sr. and his business partner Samuel Glazer.
Bunn also introduced a home drip coffee brewer that year, being a commercial quality automatic drip coffeemaker.
Breakfast just seems a whole lot easier, as do a host of other times for eating and drinking because of these creative business minds.
In 1956, one man had a dream and acted upon it decisively. That man was Charles E. “Chuck” Williams, the founder of what we know today as specialty retailer Williams-Sonoma Inc. Back then Chuck Williams dream was to convert the hardware store he purchased in downtown Sonoma, California into a store devoted to French cookware. He did exactly that. An entrepreneur at heart he took the risks necessary to realize a dream and forged ahead.
By 1958, his hardware store was now selling cookware and culinary utensils. With his annual trips to France, Chuck Williams became interested in classic top-quality French cooking equipment. He introduced a collection of this French cookware to the U.S. market through his store, eventually moving the store to San Francisco in
1958. Williams-Sonoma’s first store became the first retailer in the U.S. to carry a collection of this fine French cookware. The second Williams-Sonoma store opened in 1973, in Beverly Hills, California.
Today, the city of San Francisco is still corporate headquarters for this publicly traded company. Williams-Sonoma sells their quality line of products through their retail stores, catalogs, and the internet. They have almost 600 stores, seven mail order catalogs, and six ecommerce websites. They own and operate all their stores, choosing not to go the franchise route at all.
The company operates six retail brands, which cater to providing items for the home. Their six separate brands are Williams-Sonoma, Pottery Barn, Pottery Barn Kids, PB Teen, Williams-Sonoma Home, and West Elm.
Williams-Sonoma Inc. sells casual home furnishings through their Pottery Barns. They sell cooking and entertaining products under Williams-Sonoma, and stylish children’s furnishings through Pottery Barn Kids.
Chuck Williams has personally been involved in publishing more then 200 Williams-Sonoma cookbooks as the General Editor for the company’s Williams-Sonoma Kitchen Library series. The Williams-Sonoma stores are well-known for their fine selection of quality cookbooks.
In 2007, Mr. Williams, Founder and Director Emeritus, and the current Chairman of the Board and Chief Executive Officer of Williams-Sonoma Inc. Howard Lester, received the Inc. Magazine Bernard A. Goldhirsh Lifetime Achievement Award.
Chuck Williams exemplified what it meant to take a risk back in 1956. He is an inspiration to entrepreneurs who choose to risk today, in hopes of greater rewards.
Have you noticed that you are a bit more stressed than usual? If you are not exactly sure whether or not it is stress that you are experiencing, there are a few common signs of stress www.thenewknowledge.com to be on the lookout for. The first sign is a complete change in behavior. You may be moodier than you have ever been before because you are having a hard time coping with the stress.
Instead of being easygoing, you may worry all the time. Do you tend to snap on people who do not necessarily deserve it? The reason you are snapping could be caused by the amount of stress you are suffering from. It is possible that you do not know how to control the way that you feel, so you act out on it in other ways that could hurt other people’s feelings.
Some people who are overly stressed find it hard to sleep. Because they are constantly worrying, they stay up all night and tend to suffer from insomnia. Have you been finding it harder and harder to get rest at night? Do you lie in your bed tossing for hours just thinking about the situations in your life that have you feeling so worried in the first place?
If the stress is real bad, you may not even be able to eat because of it. As a result of not eating, you have probably lost a significant amount of weight. People may be asking you if everything is alright because they are noticing a change in the way that you look and the way that you act.
Do not allow the stress to take over your life. If it is something you are dealing with, try taking to relax, whether it means taking a shopping trip, visiting the spa or even meditating at home.
We’ve teamed up with oneLondon specifically to help new businesses that have been turned down by recognised mainstream lenders.
To benefit from the London Business Growth Fund you must already be running a sound business, plans to expand and need funding.
Terms and conditions:
Borrow up to £20,000
Loan repayable in up to 5 years by Direct Debit
Interest rate fixed for the first three years fixed at 9.68%
At the start of year 4, interest rate is adjusted and fixed at the then applicable rate, paybale for the remainder of the term.
An arrangement fee, maximum 0.75%, minimum £75 may be charged
Loans are unsecured
Directors’ guarantees required for limited companies
Open to companies located anywhere in London
Match funding may be required
So how do I apply?
Step 1. Contact Business London
We’ll put you in touch with your local Enterprise Support Organisation who will allocate you a business adviser and sign you up to “Up & Running” – the coaching and mentoring programme for entrepreneurs in their early trading years.
Your adviser will help you prepare your business plan if you haven’t already done so and recommend you for either the Start Up or Growth Fund loan.
Step 2. Download an application form and read the full terms and conditions
Step 3. Complete and return your application form
Your completed form should be supported by a comprehensive business plan, a recommendation from your allocated business adviser plus photographic ID and a utility bill. You’ll also need to prove that you’ve been refused finance by a recognised mainstream lender – e.g. a bank or loan company.
Growth Fund applications should also include trading accounts, certified for at least 12 months.
Step 4. Meet oneLondon
Within 2 weeks you’ll be advised by letter whether your application meets loan criteria requirements or not. If successful you’ll be invited to meet the oneLondon Lending Committee who will make a final decision on your application.
Everyone wants new customers and for their business to grow. But if that means expanding into new international markets, the prospect can be a daunting one.
How can you minimise the risks? How do you navigate your way through all the red tape? And how do you find the time and money to investigate overseas markets, while still running your business? That’s where we can help.
We have a dedicated team of experts with real life experience in many industry sectors and international markets. So whether we’re assessing your export potential or advising on export to specific regions, all the help you need is here.
Commercial staff from the British Embassies, Consulates and High Commissions around the world make regular visits to the UK to brief British companies on the latest developments in their relevant markets and sectors.
These officers are employed by the British government to facilitate trade and two-way investment and are made up of British nationals and locally engaged citizens. The latter are recruited for their private sector knowledge and experience. Officers provide information, advice and assistance to small and medium sized exporters by:
- informing them about the market and its potential
- advising on local trading practices and difficulties
- encouraging suitable new exporters to enter the market
- resolving any specific problems of individual exporters
Neat Concepts Ltd
Neat Concepts Ltd is a unique business, manufacturing bendy MDF and other panel products at the best quality and the lowest achievable cost in the world. When the business was started in 1995 they were the only manufacturer of this type of product in the UK.
In 1998 the company’s chairman Philip Brading, decided despite strong competition from two German companies that he would expand into Europe. After successfully exporting to some of the European Markets he needed help with researching the remaining target markets. So he contacted Business Link who directed him to Trade Partners UK and their specialised ‘Export’ programmes.
With the help and advice of Geoff Bird, a Business Link expert in Export trade, Philip decided to take advantage of a ‘Export Explorer’ trip to Portugal. Expert market research was provided for the company by the Embassy was able to provide a network of contacts for Philip to approach. Successful negotiations lead to Philip appointing Viacaima, the biggest building products distributor in Portugal, to become Neat Concepts Ltd’s soul distributor in the country– a huge coup for the company!
After various successes in other European export countries Philip decided that it was time to test the USA market. He again contacted Geoff Bird for assistance who recommended that he take part in the Export USA programme.‘Export USA’ has three major elements to make up this concise and successful initiative. The business is provided with a detailed market overview by the commercial section of the US Embassy, a three day marketing course is provided which is specifically tailored to help the business understand American marketing concepts, and they are also provided with the advice and support of a coach and mentor in the shape of the appointed Business Adviser.
With the help of Trade Partners UK and Business Link, Neat Concepts Ltd now has 13 distributors of their product on the East Coast. Philip is still concentrating on increasing his market share all over America and is currently in the second stage of preparing detailed market research to help him develop and ‘grow especially on the West Coast’.
Neat Concepts Ltd now export to France, Spain, Portugal, Belgium, The Netherlands, Italy, Denmark, Norway, Sweden, Finland, Ireland and the USA. This successful exporting resume has been built over the last three years. Philip is now looking forward to working with Business Link and Trade Partners UK to develop links with China, Japan, Poland and Canada. Watch this space……!
1. Start the planning and preparation a few years before you intend to sell. This will help you sell up quickly when the time is right.
2. Look for any aspects of the business that prospective buyers may see as negatives and try to improve these areas. For example, expand your customer base to ensure the business is not over-reliant on a few big customers.
3. Aim to increase the company’s profitability year-on-year. Sell up when profit is still likely in the years ahead — if your business is stagnant, it will either be impossible to sell or you won’t reap the rewards you hoped for.
4. As the time to sell up approaches concentrate on short-term results — avoid taking on extra staff or spending lots of money on advertising.
5. Make sure the company accounts are in order, up to date and give a true picture of the business. Aim to show a stable financial pattern throughout the year delaying or bringing forward purchases if necessary.
6. Sell off under-used property or equipment. Improve your working-capital position with good stock control and tighter credit control.
7. Present the businesses assets in the best possible light. Make sure equipment and buildings are well maintained.
8. Try to look at the company as an outsider and aim to rectify anything that looks risky. For example, turn informal deals with suppliers into formal business contracts.
9. Establish incentive schemes to encourage key employees to stay with the business. Aim to get all staff on long-term contracts so the buyer knows they will already have a ready-made and knowledgeable team.
10. Do a final check for any loose ends that might deter a prospective buyer. For example, if the lease on your business premises is due to expire, check the landlord is happy to renew it.
Providers of CRM management software understand the needs of each business. This is why they have tailored their products so that they can easily be integrated with other technologies and give small businesses the services that can grow it. Days when CRM used to belong to the large enterprises are long gone. Technology has made the cost of the software to come down, is no longer complex and is easy to deploy and use.
CRM management software is affordable accessible and easier to use. This is why businesses find the tool to be of great use in their day to day activities. Currently, the providers are focusing on availing customer relationship management packages designed for both small and mid-size ventures.
It should be noted that every business requires some form of customer relationship software that can increase the efficiency of the business in service provision. CRM is ideal for helping the business to manage and maintain the customer’s records. It is capable of the following functions:
- Tracking and managing the customer contacts
- Can be specific to a customer or a company project
- Is often data based
Despite the many uses you can deploy the CRM software to; there are a few pitfalls you need to check out.
Deploying the software without real users will be useless to the business. Thus, you need to engage someone who can maximize the benefits that can accrue from using the software.
- Each user must have his own software this is to avoid instances of the data being spotty.
- It may need time and money to appropriately ensure the quality of data.
- Integrating the CRM software into your system may not be as easy as it is said. In fact it may require spending of more resources.
Thus, before you choose the CRM software to deploy in your business, it is vital to consider the following:
API – ensure that your CRM has an Application Program Interface that allows your CRM to link with other systems so that you can eliminate the need enter the same information in the system more than once.
Multiple contact information – Your CRM software should allow you to access and organize person’s information by name. This is what will make it easy for you to view all the interactions taking place with a particular client.
The Dashboard – A good CRM software should provide a summary of sales opportunities that are available to the company . It should also provide information on the employees working on the opportunities so that the company can utilize them.
Recently new legislation enabling parents to be punished if daughters are cut, which includes a package of action and funding to protect millions of girls at home and abroad from female genital mutilation and forced marriage, has been announced by the Prime Minister, International Development Secretary Justine Greening and Home Secretary Theresa May at the Girl Summit 2014.
What does this mean for family law? Here at McCorry Connolly solicitors we can help you navigate the new legislation and offer sound advice on this area of family law should you need it.
Female genital mutilation (FGM) is a crime in this country. It is also a crime to take a British national or permanent resident abroad for FGM or to help someone trying to do this.
You could be sentenced to 14 years in prison for mutilating a woman or child in this way or for helping someone to do it which has ramifications for family law.
FGM is any procedure that is meant to change or injure a girl’s or woman’s genital organs for non-medical reasons. It is sometimes called ‘female circumcision’ or ‘female genital cutting’. It’s mostly carried out on young girls.
FGM procedures can cause:
- Severe bleeding
- Problems with giving birth later in life – including the death of the baby.
The announced steps to stop these practices include:
- a £1.4 million FGM Prevention Programme, launched in partnership with NHS England to help care for survivors and safeguard those at risk
- a mandatory duty on doctors, teachers and others to report instances of FGM
- new police guidance from the College of Policing and an inspection programme by Her Majesty’s Inspectorate of Constabulary (HMIC) that will look at how the police handle cases of FGM
- a consultation on proposals to introduce new civil orders designed to protect girls identified as being at risk of FGM
- new legislation that will mean parents can be prosecuted if they fail to prevent their daughter being cut
- new legislation to grant victims of FGM lifelong anonymity from the time an allegation is made
- a new specialist FGM service which will include social services, to proactively identify and respond to FGM; this will be supported by an ongoing package of work led by the Chief Social Worker Isabelle Trowler
- new programmes to prevent child and forced marriage in 12 developing countries
- an international charter calling for the eradication of these practices within a generation.
We specialise in all aspects of family law. Don’t hesitate to contact us today with any of your family legal challenges.