0

An invitation not to be missed!

sell your van

Everybody loves a free gift, right? Whether it be in a little box, tied up in a bow, or a gigantic sparkly bag, the power of gift giving gives everyone a little boost and that warm fuzzy glow. We want to give you the gift of time.

Selling your van online can be extremely difficult. You have to take photos, register it, make contact details available and arrange viewings or, if you’re heading down the offline route, then there’s the posters and ads to place. All of which are time consuming tasks and, when you lead a busy life, time can always be better spent doing other things. You could certainly do with the pressure and the hassle taken away.

At our business we would like to gift you the following:

Reduced hassle… With many pitfalls and dubious characters out there, selling a vehicle is hard going for the best of us.

By never forgetting the above, m3commercials offer a tailored service to best suit your needs, whether you are a motortrade veteran or a first time seller.

A safe selling environment… Having complete strangers come to your home or place of work can be intimidating. Add the negotiations and possibility of large sums changing hands and the process is not without risk. We provide a safe selling environment that reduces those risks.

Professionalism; We treat every person we deal with to the highest standards.
Courtesy; No two purchases are the same, and neither are the sellers. So no matter how many vehicles we buy, we endeavour to make your experience as stress-free and as pleasant as possible.

Transparency; we operate in an industry with its fair share of suspicion and mistrust. This is why we have made ourselves as see-through as possible in the way we do business. Accountability and knowing who you are dealing with is vital and we recognise that.

Fairness; the people who choose and rely on us are assured of a fair deal. We operate with extensive knowledge and automotive software to accurately value all vehicles.

The prices we pay will be similar to other trade buyers, except that we offer a multitude of extra services, like instant payments, free collections, taxi home service and no hidden fees!

Free your money… The cost of selling privately can quickly mount up. Fortnightly re-advertising, continually meeting with potential buyers, routine maintenance, tax and insurance costs.

0

Payroll Advice: Am I Eligible for Automatic Pension Enrolment

The UK Automatic Pension Enrolment

Under the Pensions Act of 2008 in the UK, each employer in the UK has to include certain staff members and employees in a pension scheme. The employer also has to contribute towards the plan along with the employee.

It does not matter if you are a hairdresser, a barber, a solicitor or a manager, if you as an employer have just one worker, you must participate.

The purpose of this program is to involve more people in taking care of, and having assistance in setting more money back for their retirement. It was surmised that more and more people were not planning ahead for the eventuality that someday they would have to stop working and there would be nothing there in the way of retirement money.

So the UK Automatic Pension Enrolment was established, and by 2018, all employers and eligible workers must participate.

The minimum amount of money that the employer must contribute is at least 1% of wages, with the employee contributing as well. The employee’s portion of the contribution must be withheld from his or her pay and submitted by the employer as well. Payments are due by the 22nd of the following month, if the payroll is automatic, or by the 19th of the month if the payment is made by cheque.

Now workers can have a sense of security for the time when they will be unable to work due to their older age. There will be funds laid aside for the purpose of assisting them in their retirement years.

As an employer, the staging date set down by the law, is April 1 of 2012, and that was the date that the automatic pension enrolment rules went into effect. The employer must keep up-to-date records as to who is participating among his or her employees, their names, amounts contributed and the dates.

Automatic Pension Enrolment

Employers will receive their PAYE reference materials to learn of all the details of their responsibilities. They will each be given a PAYE reference number for identification, which can be used to address any questions or concerns with the regulators of the program.

If for some reason an employer fails to comply with the provisions of the law, then enforcement actions will be taken, and there can be penalties, and even court action taken.

The overall approach, however is to educate and assist employers in this process, as it is assumed that employers will want to do the correct thing in getting the scheme properly launched and in effect for their employees. Once the employers understand the process, it will be very easy to comply and to participate.

In order to make the process easier, there is a sophisticated on-line process for gaining information as well as enrolling, and maintaining an up-to-date operation of the scheme. The process is through the Government Gateway department and everything is laid out and explained on the website.

There are extensive explanations and help guides online so that there should be no problems in respect to understanding and being able implement the program.
 

0

Valuable Accounting Advice To Help With Starting A New Company In Essex

Setting Up A New Company

If you’re trying to work with starting a brand-new business, you’re going to have to get some fantastic suggestions about it. This post was assembled to help you with this. Take a minute to browse this short article and to get the fantastic details you should know.

If you can, get publications on starting a payroll company in Essex from a local books and magazine establishment or online. Usually you will certainly find that there are lots of publications on beginning a firm, you just need to make sure you take your time to get guides you need for a cost that matches your necessities. Attempt looking online for utilized books, yet ensure you know the disorder just before you have them shipped to you. By doing this, you’ll know that it isn’t really written in or has other issues that would make it tough to review all of it.

start-up business

There are so many sites out there that you’re expected to find one that has information on it that will certainly aid you to begin your company the appropriate method. Merely load up your preferred search engine and attempt entering in something like starting a brand-new company for newbies.

The moment you’ve read through the content over, it shouldn’t be challenging for you to obtain begun on starting a brand-new firm. The trick is to use these great ideas to your benefit. As soon as you do you’ll be happy with what the results look like.

If you’re trying to work on starting a new company, you’re going to require to get some great suggestions about it. Get books and magazines on starting a new firm from a local books and magazine shop or online if you can. As soon as you’ve reviewed with the text over, it shouldn’t be hard for you to obtain started on beginning a new business.

0

A Guide To Off Plan Property Investment

The concept of buying off-plan may seem like an impulsive idea for many property investors because of the nature of the investment. Many people find security in property investments because it is a tangible asset, however with off-plan property investment it is slightly different.

What is off-plan investment?

An off-plan property is the term used for developers and investors to refer to a property that is still under construction. Because the property hasn’t been built yet unlike traditional buy-to-lets, it is referred to as ‘off-plan’.

What type of investment is an off-plan property?

Off-plan is quite a broad term. It can refer to a student accommodation property, care home, residential or commercial property. You will find that when you search for property deals, many of them are off plan developments.

Why You Should Buy Off Plan Developments

buying off-plan property

Are off-plan developments cheaper?

When you invest in a property off-plan you are buying it before completion. That means that you can get it at a better deal. The property would end up costing you more if you invested once it was built and operating, however because it is still in development you won’t need to think about over priced investments.

Does buying off-plan make sense?

Buying off-plan properties is safe and secure despite what many first-time investors think. In terms of making a better return on your investment, off-plan is the way to go. Now is the best time to invest in off-plan developments because the rates of property prices in the UK, particularly London has reached an all-time high.

According to City A.M., business and finance news reporters say that London house prices are at their weakest since 2008. They also stated in a previous article that London house prices will continue to rise by a third until 2019.

How to buy off-plan

There are many ways you can buy off plan. One of the best options is to go to a property broker to see what off-plan property deals they have to offer. You will find the best returns and lowest prices with most investments fully managed with a property broker company.

Visit Dailymotion for more Sterling Woodrow videos here.

0

Why Use A Business Coach?

Do You Need A Business Coach?

Along these lines, you made the jump from being an employee to owning a business. Congrats, you’ve recently entered the positions of turning into a forthcoming entrepreneurial failure or a close term startup achievement.

Obviously, the inquiry turns out to be how would you stay alive as a newly discovered business proprietor? All things considered, being a subject master in a specific occupation is one thing, being a generalist for an industry (a hierarchical pioneer) is something else totally.

There comes a point where stagnation sets in. You can take yourself just so far without the assistance of others. Hey, it happens. Think of it as a major aspect of the startup lifecycle.

Enter the business coach. There isn’t whatever else that you get 100 percent devoted thoughtfulness regarding you. A business coach is some individual who assists you with moving from where you are to where you need to be, and does as such by exclusively concentrating on your objectives. So, why use a business coach like RBSS Business Consulting?

To conceptualize splendor. There’s a typical saying that goes, “no one is quick witted than every one of us.” as it were, the aggregate force of many is far better than the single force of one, which addresses the worth a coach gets conceptualizing new thoughts. Then again, doing as such is both a craftsmanship and a science.

Anyone can go online and discover conceptualizing programs for nothing with the objective to create virtuoso – that is the science part. The “craftsmanship” part, in any case, is exhuming individual qualities and convictions that you never knew existed and connecting them to your wishes and aims. In some cases it takes another point of view to see an existing association.

To ricochet thoughts. No place else do you discover someone singularly devoted to going about as your very own sounding board. A coach – well, a great coach – pushes out all contemplations from his or her own brain to be available and simply tune in. Doing as such permits the coach to ask effective inquiries that uncovers profoundly established values generally immovably planted.

business coaching

The best part about this is the amount of judgment that the coach offers: zero. Dissimilar to the nearby talk plant in your neighborhood or office, it’s not a coach’s obligation to opine about your position, yet rather to suspend judgment in a manner that aides you toward your own particular objectives.

To be responsible. Is it safe to say that it isn’t weird that it is so natural to break the guarantees we make to ourselves, yet less so when we include other individuals? A coach serves as a responsibility accomplice who moves you to strategize and build up your objectives while adjusting your endeavors toward accomplishing them.

The key metric for accomplishment from coaching isn’t so much the cool specialized instruments you learn – those will get to be outdated in around year and a half. The benefit of coaching dwells in the mental devices the coachee discovers that help him or her explore toward achievement both inside and outside of the business world. That solves the question why use a business coach.

Each competitor and each top entertainer uses a coach to draw out their best. Why not you?

0

Innovators Who Transformed Your Morning Breakfast Routine

When you wake up and start your morning breakfast routine tomorrow, give some thought to the people who transformed the way you prepare your food and drink before you head out to face the day.

Without these business people and the companies they were involved with we’d be preparing breakfast in a less-convenient way each morning.

Here are their accomplishments:

The Pop-Up Toaster

While other toasters received patents beforehand, Charles P. Strite invented his version – a pop-up one – in 1919. He applied for a patent that year and received it in October of 1921. In that same year, he started the Waters Genter Company to manufacture this new gadget.

This toaster had springs put into it and a variable timer. In 1926, Waters Genter Co. marketed the first household toaster to brown bread on both sides at once.

Marketed under the Toastmaster name, the heating element was set on a timer and automatically ejected the toast when done. Charles Strite’s Toastmaster pop-up toaster was now available for the public. The Edison Company later took over Waters Genter Co.

The pop-up toaster exists today because of a man and a company that invested money and time to make it happen.

The Microwave Oven

Percy L. Spencer worked for the Raytheon Company and invented the High Efficiency Magnetron.

The magnetron is the power tube that drives a radar set. He developed a simpler version of the magnetron suitable for mass production.

He saw the benefit the magnetron could have in food cooking after he walked by the device one day in the Raytheon lab and noticed chocolate he had in his pocket melted.

He tested un-popped popping corn kernels in front of the magnetron, and lo and behold, they popped.

This got Spencer and Raytheon thinking. He and the company innovated, experimented, and while curiosity may kill the cat, it enlivened them to labor and come up with the first microwave oven.

It took many years before a version suitable for home use became available. The first larger and heavier versions were for institutional cooking.

Percy L. Spencer eventually became Vice President and a member of the Board of Directors of Raytheon.

Automatic Drip-Brew Coffee Maker

Bunn-O-Matic Corporation introduced the very first automatic drip-brew coffeemaker, a commercial version for restaurants, and the like, in 1963. Prior to that food service businesses relied on percolators. This commercial model now seen in restaurants was the model X.

It was Bunn’s first pourover coffee brewer. This coffeemaker was the basis for Bunn’s success as a company. George Bunn was its founder.

The first convenient and affordable automatic drip coffeemaker for home use was introduced by Mr. Coffee in 1972. This was a result of the efforts of North American Systems, Inc. founder Vincent Marotta, Sr. and his business partner Samuel Glazer.

Bunn also introduced a home drip coffee brewer that year, being a commercial quality automatic drip coffeemaker.

Breakfast just seems a whole lot easier, as do a host of other times for eating and drinking because of these creative business minds.

0

Williams-Sonoma Road To Success

California Dreamin’

In 1956, one man had a dream and acted upon it decisively. That man was Charles E. “Chuck” Williams, the founder of what we know today as specialty retailer Williams-Sonoma Inc. Back then Chuck Williams dream was to convert the hardware store he purchased in downtown Sonoma, California into a store devoted to French cookware. He did exactly that. An entrepreneur at heart he took the risks necessary to realize a dream and forged ahead.

By 1958, his hardware store was now selling cookware and culinary utensils. With his annual trips to France, Chuck Williams became interested in classic top-quality French cooking equipment. He introduced a collection of this French cookware to the U.S. market through his store, eventually moving the store to San Francisco in

1958. Williams-Sonoma’s first store became the first retailer in the U.S. to carry a collection of this fine French cookware. The second Williams-Sonoma store opened in 1973, in Beverly Hills, California.

Today, the city of San Francisco is still corporate headquarters for this publicly traded company. Williams-Sonoma sells their quality line of products through their retail stores, catalogs, and the internet. They have almost 600 stores, seven mail order catalogs, and six ecommerce websites. They own and operate all their stores, choosing not to go the franchise route at all.

The company operates six retail brands, which cater to providing items for the home. Their six separate brands are Williams-Sonoma, Pottery Barn, Pottery Barn Kids, PB Teen, Williams-Sonoma Home, and West Elm.

Williams-Sonoma Inc. sells casual home furnishings through their Pottery Barns. They sell cooking and entertaining products under Williams-Sonoma, and stylish children’s furnishings through Pottery Barn Kids.

French cookware

Chuck Williams has personally been involved in publishing more then 200 Williams-Sonoma cookbooks as the General Editor for the company’s Williams-Sonoma Kitchen Library series. The Williams-Sonoma stores are well-known for their fine selection of quality cookbooks.

In 2007, Mr. Williams, Founder and Director Emeritus, and the current Chairman of the Board and Chief Executive Officer of Williams-Sonoma Inc. Howard Lester, received the Inc. Magazine Bernard A. Goldhirsh Lifetime Achievement Award.

Chuck Williams exemplified what it meant to take a risk back in 1956. He is an inspiration to entrepreneurs who choose to risk today, in hopes of greater rewards.

0

London Business Growth Fund

We’ve teamed up with oneLondon specifically to help new businesses that have been turned down by recognised mainstream lenders.

To benefit from the London Business Growth Fund you must already be running a sound business, plans to expand and need funding.

Terms and conditions:

  • Borrow up to £20,000
  • Loan repayable in up to 5 years by Direct Debit
  • Interest rate fixed for the first three years fixed at 9.68%
  • At the start of year 4, interest rate is adjusted and fixed at the then applicable rate, payable for the remainder of the term.
  • An arrangement fee, maximum 0.75%, minimum £75 may be charged
  • Loans are unsecured
  • Directors’ guarantees required for limited companies
  • Open to companies located anywhere in London
  • Match funding may be required

So how do I apply?

Step 1. Contact Business London

London business

We’ll put you in touch with your local Enterprise Support Organisation who will allocate you a business adviser and sign you up to “Up & Running” – the coaching and mentoring programme for entrepreneurs in their early trading years.

Your adviser will help you prepare your business plan if you haven’t already done so and recommend you for either the Start Up or Growth Fund loan.

Step 2. Download an application form and read the full terms and conditions

Step 3. Complete and return your application form
Your completed form should be supported by a comprehensive business plan, a recommendation from your allocated business adviser plus photographic ID and a utility bill. You’ll also need to prove that you’ve been refused finance by a recognised mainstream lender – e.g. a bank or loan company.

Growth Fund applications should also include trading accounts, certified for at least 12 months.

Step 4. Meet oneLondon
Within 2 weeks you’ll be advised by letter whether your application meets loan criteria requirements or not. If successful you’ll be invited to meet the oneLondon Lending Committee who will make a final decision on your application.

0

International Trade

Everyone wants new customers and for their business to grow. But if that means expanding into new international markets, the prospect can be a daunting one.

How can you minimise the risks? How do you navigate your way through all the red tape? And how do you find the time and money to investigate overseas markets, while still running your business? That’s where we can help.

We have a dedicated team of experts with real life experience in many industry sectors and international markets. So whether we’re assessing your export potential or advising on export to specific regions, all the help you need is here.

Export Briefings

Commercial staff from the British Embassies, Consulates and High Commissions around the world make regular visits to the UK to brief British companies on the latest developments in their relevant markets and sectors.

These officers are employed by the British government to facilitate trade and two-way investment and are made up of British nationals and locally engaged citizens. The latter are recruited for their private sector knowledge and experience. Officers provide information, advice and assistance to small and medium sized exporters by:

  • informing them about the market and its potential
  • advising on local trading practices and difficulties
  • encouraging suitable new exporters to enter the market
  • resolving any specific problems of individual exporters

Neat Concepts Ltd – Case Studies

Neat Concepts Ltd is a unique business, manufacturing bendy MDF and other panel products at the best quality and the lowest achievable cost in the world. When the business was started in 1995 they were the only manufacturer of this type of product in the UK.

In 1998 the company’s chairman Philip Brading, decided despite strong competition from two German companies that he would expand into Europe. After successfully exporting to some of the European Markets he needed help with researching the remaining target markets. So he contacted Business Link who directed him to Trade Partners UK and their specialised ‘Export’ programmes.

europe

With the help and advice of Geoff Bird, a Business Link expert in Export trade, Philip decided to take advantage of a ‘Export Explorer’ trip to Portugal. Expert market research was provided for the company by the Embassy was able to provide a network of contacts for Philip to approach. Successful negotiations lead to Philip appointing Viacaima, the biggest building products distributor in Portugal, to become Neat Concepts Ltd’s soul distributor in the country– a huge coup for the company!

After various successes in other European export countries Philip decided that it was time to test the USA market. He again contacted Geoff Bird for assistance who recommended that he take part in the Export USA programme.‘Export USA’ has three major elements to make up this concise and successful initiative. The business is provided with a detailed market overview by the commercial section of the US Embassy, a three day marketing course is provided which is specifically tailored to help the business understand American marketing concepts, and they are also provided with the advice and support of a coach and mentor in the shape of the appointed Business Adviser.

With the help of Trade Partners UK and Business Link, Neat Concepts Ltd now has 13 distributors of their product on the East Coast. Philip is still concentrating on increasing his market share all over America and is currently in the second stage of preparing detailed market research to help him develop and ‘grow especially on the West Coast’.

Neat Concepts Ltd now export to France, Spain, Portugal, Belgium, The Netherlands, Italy, Denmark, Norway, Sweden, Finland, Ireland and the USA. This successful exporting resume has been built over the last three years. Philip is now looking forward to working with Business Link and Trade Partners UK to develop links with China, Japan, Poland and Canada. Watch this space……!

0

How to groom your business for sale

Top Tips

1. Start the planning and preparation a few years before you intend to sell. This will help you sell up quickly when the time is right.

2. Look for any aspects of the business that prospective buyers may see as negatives and try to improve these areas. For example, expand your customer base to ensure the business is not over-reliant on a few big customers.

3. Aim to increase the company’s profitability year-on-year. Sell up when profit is still likely in the years ahead — if your business is stagnant, it will either be impossible to sell or you won’t reap the rewards you hoped for.

4. As the time to sell up approaches concentrate on short-term results — avoid taking on extra staff or spending lots of money on advertising.

5. Make sure the company accounts are in order, up to date and give a true picture of the business. Aim to show a stable financial pattern throughout the year delaying or bringing forward purchases if necessary.

6. Sell off under-used property or equipment. Improve your working-capital position with good stock control and tighter credit control.

7. Present the businesses assets in the best possible light. Make sure equipment and buildings are well maintained.

8. Try to look at the company as an outsider and aim to rectify anything that looks risky. For example, turn informal deals with suppliers into formal business contracts.

9. Establish incentive schemes to encourage key employees to stay with the business. Aim to get all staff on long-term contracts so the buyer knows they will already have a ready-made and knowledgeable team.

10. Do a final check for any loose ends that might deter a prospective buyer. For example, if the lease on your business premises is due to expire, check the landlord is happy to renew it.